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Insurance

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30 December

Medicare

  • Posted by AmeriCourses
  • Categories Insurance
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Medicare in the US is a health insurance program for people age 65 or older. Certain people younger than age 65 can qualify for Medicare, too, including those with disabilities and those who have permanent kidney failure. The program helps …

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23 November

Types of Life Insurance

  • Posted by AmeriCourses
  • Categories Insurance
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There are basically two major types of life insurance. These are temporary and permanent. Term life insurance is a temporary insurance. Term life insurance is a death benefit insurance without cash value. It is a specified time insurance like  5,10,20 …

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16 November

Why Insurance as a Financial Plan

  • Posted by AmeriCourses
  • Categories Insurance
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Insurance is an important part of a financial plan. Insurance is not intended to make an individual better off than before the event. The purpose of insurance is to cover risks or financial losses. Insurance may be acquired from multiple …

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11 November

Medicare

  • Posted by AmeriCourses
  • Categories Insurance
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Parts of Medicare Medicare is a federally funded health care plan. It is provided for people over the age of 65 and for certain younger people with disabilities. The Original Medicare has two parts (Part A and Part B). Medicare …

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11 November

Term vs Permanent Insurance policies

  • Posted by AmeriCourses
  • Categories Insurance
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  Term Permanent Length of Coverage Specific term, typically 10,20 or 30 Until age 100 or later as long as premium paid Premium Considerably lower than permanent insurance when initially purchased Initially higher than term premium but often level for …

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09 November

Difference between HMO, PPO & POS

  • Posted by AmeriCourses
  • Categories Insurance
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Which type of policy is the best? There really isn’t the best policy. The decision needs to be made based on your own needs and performance, both financial and medical.   There are three managed health care systems . These …

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09 November

Difference between a group and individual health insurance policy

  • Posted by AmeriCourses
  • Categories Insurance
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Group Health Insurance policy Group health insurance is insurance provided for groups of individuals who work for the same employer or belong to the same organization or association. This type of insurance is sold directly to their employer or organization …

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04 November

Insurance 101

  • Posted by AmeriCourses
  • Categories Insurance
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What is an Insurance? In a sense, all insurance polices are like a bet between you and your insurance company. An insurance company agrees to pay or reimburse you for the costs of your care or losses depending on the …

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03 November

Best Small Business Insurance Companies 2020

  • Posted by AmeriCourses
  • Categories Insurance
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 Best Small Business Insurance Companies 2020 We have partnerships with some of the companies featured in this article. When you click on links to those sites, our company makes money. These partnerships help support our site so we can keep …

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08 September

How to pick a health insurance plan- The 4 Metal Categories

  • Posted by AmeriCourses
  • Categories Insurance
  • Comments 0 comment

Plans in the Marketplace are presented in 4 “metal” categories: Bronze, Silver, Gold, and Platinum Metal categories are based on how you and your plan split the costs of your health care. They have nothing to do with quality of …

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